Terms of Use

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site. This site is operated by American Financial Network, Inc. (“AFN”).

No commitment to lend

Information on this site is provided for general informational purposes only and does not constitute a commitment to lend. Loan products, rates, and program availability are subject to change without notice and to applicable underwriting, credit, and program guidelines. Not all borrowers will qualify.

Calculators and estimates

Payment calculators, rate quotes, pre-qualification estimates, and similar tools on this site produce illustrative results only. Actual loan terms depend on a complete application, verified financial information, property appraisal, and underwriting.

AI assistant disclosure

Conversations with our AI assistants (including “Juliet” and “Sophia”) are automated. AI responses are informational and do not constitute legal, financial, or mortgage-product advice. A licensed loan officer is responsible for any binding statements about loan terms.

Intellectual property

All content on this site is owned by or licensed to AFN and is protected by U.S. and international copyright laws. You may not reproduce, distribute, or create derivative works without written permission.

Limitation of liability

To the maximum extent permitted by law, AFN is not liable for any indirect, incidental, special, or consequential damages arising from your use of this site.

This page is a placeholder. The final Terms of Use are subject to compliance and legal review.